Moneybox2026Lead Product Designer

Promoting Storytelling

Designing a reusable component optimised for engagement through storytelling.

The team

Phoebe Davis, Product manager

James Skinner, Product Designer

Derek Guo, Design Systems Lead

Moneybox

Research insight

Users are scanning rather than reading, bypassing dense UI copy and missing critical information.

Background

To significantly reduce build times, Moneybox has heavily invested in server-driven UI, what is internally referred to as Blueprint. This approach allows screens to be delivered systematically by referencing existing design system components, eliminating the need for custom builds.

After rolling out Blueprint, we ran usability sessions across multiple touch points to see how the new flows performed in the wild. The qualitative data pointed to a single, glaring theme: our text density was simply too high. Users were consistently skipping the majority of the copy, telling us we needed to rethink our visual communication systematically.

Key Metrics

Informational overload directly led to user drop-off, lower feature comprehension, and an increased cognitive load during high-intent actions.

45%

Drop-off rate on Product Merch Blueprint screen

Overwhelming layouts and excessive text are creating immediate friction, causing users to abandon the Stocks & Shares ISA funnel during critical merchandising moments.

80%

of signed-up users failed to understand the T&Cs.

When we tested user comprehension of the existing blueprint screens for S&S ISA, only 20% fully understood our T&Cs.

5%

Decrease in conversion rate in Personal Pension xSell

Heavy cognitive load at critical decision points is stalling final signups and suppressing overall customer acquisition.

Blueprint Step — product merit screen

The problem

We’ve observed…

The Blueprint templates (pictured) have been a huge win; they’ve significantly boosted our productivity and helped us maintain great design consistency across the app. As we continue to use and evolve them, we’ve noticed a few areas where we can iterate to make the user experience even stronger.

Our project aims

To bolster engagement

1

Creating Visual Variety

While the conventional blueprint layout (asset + text block) has been incredibly efficient, it's resulted in some screens feeling a bit text-heavy and similar to one another. We've received some helpful feedback suggesting we explore ways to make the screens visually engaging to keep our users' attention and help prevent drop-off.

2

Enhancing Our Storytelling

We do a fantastic job keeping our language accessible, but we've noticed that sometimes the information can still come across as a dense list of features. Moving forward, we have a great opportunity to break up these larger text blocks and weave our content into more digestible, user-focused stories.

3

A Systemised Solution

Recently, a few different versions of carousels have naturally emerged across different teams. We wanted to consolidate & design a flexible, modular Page Carousel component for both iOS and Android, ensuring it could scale natively across the entire Moneybox ecosystem.

You're almost there — engagement card example

Design Principle

Billboard rule

Users don’t read; they scan. To hit them with the core benefits instantly, we borrowed a page from Uber’s playbook (contextual cards) and embraced the “Billboard Rule.” We keep text to an absolute minimum to ensure high visual impact. The ultimate test? If a user can’t grasp the screen in 3 seconds, it’s time to start cutting.

One simple message per screen:

  • Title
  • Sub-title
  • Asset

The solution

A flexible carousel

We successfully launched a flexible Page Carousel component integrated into the Moneybox design system, enabling teams to break complex processes into bite-sized, visually engaging stories.

Page Carousel component in light and dark modes

Configurable properties

  • Number of pages (recommend 3-5)
  • Show button on all/last page
  • Page content view can house any number of Blueprint components

Impact & Implementation

Whilst the component has been built, it’s yet to be released. We are planning to launch A/B tests to measure the impact against our baseline 45% drop-off rate.

1

Minimised production

By engineering a drag-and-drop, CMS-driven template, we significantly reduced design and engineering cross-functional overhead, making the component entirely flexible for any future use case.

2

Enabled experimentation

Beyond immediate efficiency gains, designers gained a powerful, reusable UI pattern to experiment with different copy & image variants.

3

A systemised solution

Since the release, we've shifted away from Moneybox's traditional, feature-heavy product copy to experiment with emotionally resonant storytelling. By anchoring complex financial milestones in user aspirations rather than just technical specifications, we are designing a more empathetic narrative that connects deeply with customer motivations.

Example

In-app marketing

Primary objective: Increase conversion into our new Moneybox funds

A simple linear narrative to drive users anticipation towards a specific action.

Moneybox Funds carousel slide 1Moneybox Funds carousel slide 2Moneybox Funds carousel slide 3Moneybox Funds carousel slide 4
Page carousel swipe gesture annotations

Defining Gestures

To ensure a seamless and accessible user experience, we defined the component's interactive regions. As illustrated, the layout supports 2-directional scroll, allowing users to transition between content blocks using either natural swipe gestures or explicit tap targets, alongside vertical scrolling for oversized layouts.

Page carousel dynamic text annotations

Catering for dynamic text

The template complies with WCAG guidelines by handling text at 200%. The containers fill to accommodate text wrapping and introduces vertical scroll when the content becomes oversized to preserve readability.

Adopting AI

Refining Page Transitions

To align stakeholders on motion design, I used Figma Make to build an interactive testing interface. By integrating custom control sliders, stakeholders could manipulate and refine the transition styling in real time, significantly streamlining the feedback process.

Adopting AI

Tailoring our message per user segment

I used Claude design to ingest our segment research data from PowerBi and UXR files to help tailor our messaging per user to mitigate cash customers barriers to investing.

For instance, instead of generic ‘Start Investing’ copy, Claude helped us pivot to ‘Beat inflation with your cash’ for our low-risk segment 8 customers, directly addressing their specific financial anxieties.

Tailored messaging per user segment

Adopting AI

Spec'ing for Dev

I developed a shared Claude Skill to automate accessibility annotation for new components, saving designers at Moneybox at least 4 hours per project.

Accessibility annotation workflow for Spec'ing for Dev

Reflection

Key takeaways

Systems Over Screens

Building a component is only half the battle; the real challenge is governance. We must actively partner with product teams to ensure the carousel remains an intentional storytelling tool, rather than a dumping ground for copy that should simply be cut.

Unlocking Cross-Selling:

While initially designed for onboarding, the framework doubles as high-converting pattern for feature discovery. Its format allows teams to seamlessly introduce products (e.g., driving cash customers to investing) without cluttering the core app experience.

Assets Dictates Success:

As this UI pattern is visually dominant, the carousel is only as good as the creative assets inside it. Success requires tight, ongoing collaboration with the Brand team to continuously raise our illustration standards.